If you're denied a credit card, does it hurt your credit score?

Cassey Hollinghurst: Just applying for a credit card hurts your credit whether you are accepted or not. Sucks I know but anytime you give someone permission to check your credit (this includes job applications, renters application, etc) your score goes down by a little bit.This does not include checking your own credit which you can do as often as you like. Also unauthorized checking of your credit (by the credit card companies that send you unsolicited applications) do not count against your credit score....Show more

Dannie Briseno: Neither checking your score your self or asking them for a credit checklist will effect your credit - checking your guy or woman credit checklist in no way impacts your credit - the ding they have made by using checking your score has already been carried out. Having them provide you a replica of the checklist that they pulled, will not greater ding your credit.